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Jewelry Insurance Myths

Myth #1 -  I don’t require any additional insurance when my engagement ring is already covered on my homeowners policy. Very often homeowners polices cover just a small dollar amount for jewelry loss. Understand that a jewelry claim of loss or theft can possibly effect the premiums on your homeowners...

Your Valuables may be Vulnerable

Thieves love houses that are empty. If you are planned to travel this summer, your valuables may be vulnerable while you are gone. Jewelry is one of the most commonly stolen items because it is easy to fence and highly portable. Precious metals, like gold, are appealing because of their increased value these...

How to Insure Jewelry

It is a good idea to have all of your fine jewelry appraised by an independent appraiser and to make sure each item is listed, described and valued on paper. Then, read your home owner’s or renter’s insurance policy.  You must find out the amount of coverage it provides for each item, such as...

Home Content Insurance

Some examples of the type of home contents to be insured can include guns, antiques, jewelry and even collectibles. In the event that certain items in your home are damages, stolen or even lost, home content insurance will provide protection for them. First of all, make a detailed list of all your homes...

Classic Car Insurance

Your classic car could be substantially under insured and the standard car insurance company does not have the best insurance price for collector cars.  These insurance companies and their agents are not specifically classic car insurers. In the auto insurance industry, there are three type of insurance...